Account and Credit Card

Account and Credit Card

Apex Card: even more complete and customizable, it allows access to exclusive Investment Funds, investment content, discounts, rewards programs, more security and much more. Card issued by Apex in partnership with BTG Pactual.

Personalize your card with the best benefits for you

Apex's Advisory area is dedicated to offering strategic, personalized and close service to clients with consolidated assets, family businesses and business groups in Brazilian regional markets.

Customizing your Apex/BTG Pactual Credit Card starts with choosing between Platinum or Apex Black, depending on your eligibility.

Next, choose the best option for you from our

Choose your benefit modules to get even more advantages.

*Subject to credit analysis. Card issued by BTG Pactual SA in partnership with Apex.

Discover the Benefits Modules of the Apex Black Card

There are two types of private pension plans: PGBL and VGBL. Find out which one makes more sense for you.

Entertainment Discounts on Empiricus products, Arena BTG, Kinoplex, Exame subscription and more

Travel Special IOF with 3,28% cashback on international purchases and 4 free accesses to LoungeKey VIP Lounges

Investments Exclusive access to a new BTG Pactual Fund with daily liquidity and no management fees

Extra security Account and card insurance, CPF monitoring, security alerts via WhatsApp

Baking 2 additional cards exempt from membership fees, 10 days interest-free on the Account Limit, and 10% cashback on vehicle tags

Ultra Blue Card

Discover even more sophisticated and exclusive benefits and solutions with Ultrablue, BTG Pactual's new card with no credit limit.


Concierge available via WhatsApp


Personal assistant available for travel planning, event organization, ticket and luxury item purchasing, among other exclusive services with specialized curation.


Special conditions for access to the BTG Pactual Terminal


Priority booking and 20% discount to enjoy the amenities of the BTG Pactual Terminal, the first exclusive terminal with 5-star hospitality in Latin America.


Unlimited comfort anywhere in the world


Unlimited access to more than 1.000 LoungeKey VIP lounges around the world to relax in greater comfort and sophistication alongside your companion.


Safer shopping abroad without paying more for it


Make purchases abroad in a practical and safe way using Ultrablue and pay the same amount as paper money with the Special IOF, which offers 3,28% cashback.

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